Buying a home can feel tough right now with higher mortgage rates. You might think, “Should I wait until spring when there are more houses and rates might be better?”

Here’s the deal: no one knows for sure what will happen with rates. If you wait you will likely have a ton of competition. More buyers, more demand means higher prices, and added stress. Buying now, before the spring rush, can work out better for you.

Here’s why:

1. Less Competition from Other Buyers
Fewer people shop for homes in the winter, so you have less competition. This means you’ll have more time to make decisions and less pressure when making an offer.

Homes usually stay on the market longer during winter. Sellers might be more willing to negotiate, which could help…

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