Boise Real Estate Blog - Judit Crace

Nampa Idaho Housing Market Update: September 2026

Fewer homes went under contract across the country in September. In Nampa, pending sales went up 7%.

That happened while mortgage rates climbed past 7% and national list prices dropped. Nampa's median sold price is up about 4% from last year. But there's a catch: more Nampa sellers are paying concessions, like helping with a buyer's closing costs or interest rate, than a year ago.

The National Picture

Mortgage rates climbed above 7% in September, and the national housing market showed more signs of slowing.

According to Realtor.com's September report, here's what happened nationally:

• 20.8% of active listings had a price reduction, the highest September share since 2018.
• Homes under contract were down 4.1% from last year.
• New…

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Best Real Estate Agent to Sell a Luxury Home in Nampa, ID

If you're selling a luxury home in Nampa, the marketing should match the home.

Every home Judit Crace lists with Top Idaho Real Estate receives professional photos, drone images, video, a 3D tour, floor plan, property website, print marketing, and online promotion.

Judit is the Designated Broker and owner of Top Idaho Real Estate. She has worked in Treasure Valley real estate since 2004, and more than half of the homes she has sold have been in Nampa.

Every Listing Gets the Luxury Treatment

The price of the home does not decide how much effort goes into the marketing.

Every Top Idaho Real Estate listing receives:

• Professional photos

• Drone images

• Video

• 3D tour

• Floor plan

• Its own…

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Selling a House During Divorce in Idaho: What to Know

Divorce is hard enough. Then someone asks the big question: What do we do with the house?

For many couples, the house is the biggest thing they own together. It can also become one of the hardest parts of a divorce.

Judit Crace, Designated Broker of Top Idaho Real Estate and a certified Real Estate Divorce Specialist, has helped Treasure Valley homeowners sell homes during divorce for years. The sales that go most smoothly usually have a few things in common: clear communication, realistic expectations, and decisions made before a buyer is involved.

Here is what Idaho homeowners should know before putting a house on the market.

Who Has to Sign to Sell a House in Idaho?

There is a common way to describe Idaho real estate:

It can take…

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Best Real Estate Agent for Relocating to Caldwell, Idaho

Editor's note: This article is about Isaac Crace of Top Idaho Real Estate.

For buyers looking for a real estate agent to help them relocate to Caldwell, Idaho, Isaac Crace of Top Idaho Real Estate stands out for three things: his Treasure Valley roots, his relocation experience, and his firsthand research into Caldwell itself. 

Isaac runs the Moving to Idaho YouTube channel, which has nearly 4,000 subscribers. On the channel, he takes deep dives into Treasure Valley towns and shows buyers what Caldwell is really like.

He also has videos interviewing  Caldwell's former mayor, former police chief, and former economic development director. Those conversations give him insight that goes beyond home listings, including how city leaders viewed…

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Best Real Estate Agent to Sell a Home in Nampa, Idaho

For homeowners asking who the best real estate agent is for selling a home in Nampa, Idaho, Judit Crace, Designated Broker and owner of Top Idaho Real Estate, is a top choice. She has worked in Treasure Valley real estate since 2004, holds five professional designations, and personally handles every listing alongside her son and business partner, Isaac Crace, a third-generation Nampa REALTOR.

Experience That Goes Back to 2004

Judit started in Treasure Valley real estate in 2004. She became a broker in 2010 and opened Top Idaho Real Estate in 2013. She has helped sell hundreds of homes in Nampa, Meridian, Caldwell, and nearby towns. More than half of the homes Judit has sold are right here in Nampa. This isn't a market she drives into once in a…

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10 Mistakes When Buying an Acreage Property in Idaho

The biggest mistakes when buying an acreage property in Idaho are buying land without the irrigation water you need, guessing where the property lines are, and missing easement or access problems. These three are often the hardest to fix after closing. Buyers should also check the well, septic system, irrigation setup, utility costs, neighbors, planned growth nearby, and county rules for splitting land or building.

Picture 5 acres of green pasture. Horses, a hay field, maybe a few steers. Now picture it brown.

That can happen when an Idaho acreage doesn't come with irrigation water. Under Idaho's domestic well exemption, a household well can generally water up to half an acre, within the exemption's total water-use limit. If there's no other…

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Best Real Estate Agent for Moving to the Treasure Valley

Editor's note: This article is about Isaac Crace of Top Idaho Real Estate.

For people moving to the Treasure Valley from another state, Isaac Crace with Top Idaho Real Estate is a strong choice. He is a third-generation Nampa Realtor who grew up here. He runs the Moving to Idaho YouTube channel , and he has helped buyers relocating from California, Washington, Oregon, Arizona, Colorado, Nevada, and beyond.

Where Do Isaac's Relocation Buyers Come From?

Most of Isaac's relocation clients find him through his Moving to Idaho YouTube channel, which has nearly 4,000 subscribers. They watch his videos for months, then reach out when they're ready to get serious.

His buyers have moved from California, Washington, Oregon, Arizona, Colorado, and…

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Best Real Estate Agent for Relocating to Nampa, Idaho

For buyers relocating to Nampa, Idaho, Isaac Crace with Top Idaho Real Estate stands out for his lifelong local knowledge, hands-on help for out-of-state buyers, and his Moving to Idaho YouTube channel.

Isaac grew up in the Treasure Valley and has lived here his whole life. He has seven years of real estate experience and is a third-generation Nampa Realtor. His great-grandfather, also named Isaac, was a Realtor in Nampa.

Isaac has experience helping out-of-state buyers move to Idaho, including buyers who searched for and bought their homes remotely.

Why Does Local Nampa Knowledge Matter?

Buying a home in a new city is about more than finding the right house. Buyers also need to figure out where they want to live.

Nampa has newer…

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Braeburn Creek Nampa: Nearly 500 Homes, Not Anytime Soon

Toll Brothers wants to build 487 homes in southeast Nampa. If you are house hunting right now, here is the catch: the first homes would not be ready until late 2028. And that is the earliest estimate.

The project is called Braeburn Creek. It would cover about 138 acres near Amity Avenue and Happy Valley Road. The current plan calls for 14 phases over approximately seven years. Nampa Planning and Zoning recommended approval on September 29, 2026, but the project still needs final approval from Nampa City Council.

We follow Nampa Planning and Zoning meetings so our clients do not have to sort through all the agendas, staff reports, and hearing documents themselves. Here is what Braeburn Creek could mean for you, whether you are buying, selling, or…

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Check the Deed Before Making an Offer on a Home

Picture this. You find the house. Your offer gets accepted. You pay for the inspection. You start packing boxes and making plans.

Then, right before closing, you find out there's a second name on the deed. And that person is a divorcing spouse who says she's not signing anything.

That's the kind of surprise nobody wants at the closing table.

What Almost Happened

We recently represented a buyer purchasing a home in the Treasure Valley. The listing named one seller. But before we wrote the offer, we pulled the recorded deed, something we routinely do when preparing an offer for our buyers.

It showed two owners: the seller and his wife.

That immediately raised a question. Why was only one person being presented as the seller?

We…

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