Boise Real Estate Blog - Judit Crace

Nampa Idaho Housing Market Update: August 2026

If you've been waiting for higher mortgage rates to slow down the Nampa housing market, June's numbers tell a different story.

Compared to a year ago, more homes sold, more homes went under contract, and home prices remained stable. At the same time, buyers had more homes to choose from than they did last summer.

Perhaps the most surprising trend? Nearly two-thirds of sellers offered concessions to help buyers afford today's higher mortgage rates.

So what does that mean if you're thinking about buying or selling in Nampa?

Buyer Demand Is Stronger Than It Was Last Year

One of the clearest signs of market strength is pending sales.

In June 2025, 247 homes went under contract. In June 2026, that number jumped to 322.

That's…

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Easy Commute Guide for Buyers Moving to Nampa and the Treasure Valley

Why Your Idaho Commute Matters More Than Most Buyers Expect

When people start planning a move to Idaho, they usually focus on home prices, neighborhoods, schools, and square footage first. But after helping so many buyers relocate to Nampa and the Treasure Valley, one thing becomes very clear: your daily commute can shape your lifestyle just as much as the home itself. 

For buyers moving from California, Washington, Oregon, Texas, or Arizona, Treasure Valley traffic often feels manageable compared to larger metro areas. But that does not mean commute patterns should be ignored. A home that looks perfect online can feel very different if the daily drive puts you through the same I-84 slowdown every morning.

Understanding Treasure Valley…

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Why Californians Are Moving to Nampa, Idaho in 2026

Over the last several years, Nampa has evolved from a lower-cost alternative to Boise into a destination buyers actively seek out. What we're hearing from California transplants in 2026 is that they're looking for a lifestyle that feels more sustainable, along with greater affordability and space. 

Many buyers arrive expecting a small agricultural town and are surprised by how much Nampa has changed. Areas surrounding the Idaho Center, Northside Boulevard, and the Karcher Road corridor have seen significant commercial growth, with new retail, dining, healthcare services, and residential development expanding year after year. 

At Top Idaho Real Estate, we work with buyers relocating to Nampa from California, Washington, Oregon, Texas, Arizona,…

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Thinking of Buying in Nampa, ID? Read This Before You Start Your Search

Buying in Nampa, ID: Understanding the 2026 Market

If you're planning to buy a house in Nampa, ID in 2026, you'll find a market that is much more balanced than it was during the pandemic boom. Buyers now have more opportunities to compare homes, negotiate terms, and make informed decisions.

While the market has stabilized, Nampa continues to grow. Development remains active near Northside Boulevard, Midland Boulevard, and the Idaho Center area, with new businesses, retail centers, and infrastructure projects continuing to attract both local and out-of-state buyers.

Zillow reports that the average home value in Nampa sits around $400,000 range, with prices showing modest year-over-year growth instead of the aggressive spikes seen during the…

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How to Accurately Price Your Home for Sale in Nampa, Idaho

One of the most important decisions you'll make when selling your home is choosing the right asking price.

Price it too low, and you may leave money on the table. Price it too high, and your home could sit on the market while buyers purchase competing properties instead.

After more than 20 years of helping Treasure Valley homeowners sell their properties, I've found that accurate pricing is both an art and a science. It requires understanding market data, buyer behavior, and the unique features of your home.

How I Determine a Home's Value in Nampa

When pricing a home, I start by looking at recently sold properties that are similar to the subject property.

Ideally, I want to find homes that:

• Sold within the last 3 to 6 months
• Are…

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What Happens If You Miss a Contingency Deadline When Buying a Home?

Most people assume real estate deals fall apart because of big dramatic problems.Bad inspections. Financing denials. Low appraisals. Cold feet.

And sometimes that's true.

But deals can also collapse over something far more preventable: a missed deadline.

I recently worked a transaction where the buyers' agent missed the inspection contingency deadline by two days. It nearly cost the buyers $15,000 and all of their negotiating power.

Here's exactly what happened.

What Happened When the Deadline Was Missed

The buyers' agent was gathering contractor bids for repair estimates. Contractors were slow. The deadline slipped. By the time she realized it, the inspection contingency had already expired.

That changed everything overnight.

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Nampa Idaho Housing Market Update - May 2026

Is the Nampa housing market slowing down, speeding up, or simply becoming more balanced?

Based on the latest numbers, the answer is clear: the market remains healthy, but buyers and sellers are seeing a different market than they did a year ago.

Inventory has increased, more homes are selling, and prices continue to rise. At the same time, buyers have more choices and more negotiating power than they had during the highly competitive market of recent years.

More Homes Are Available in Nampa

One of the biggest changes in the Nampa housing market is the increase in inventory.

In May 2026, there were 580 homes for sale compared to 512 during the same month last year. New listings also increased significantly, giving buyers more options to…

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5 THINGS I HATE ABOUT LIVING IN IDAHO

5 THINGS I HATE ABOUT LIVING IN IDAHO

Editor's note: This post was written by Isaac Crace, Judit's son and our Idaho-born, third-generation Realtor. These are his firsthand observations after 25 years of living here.

From someone who has lived here his entire life

For every person who loves living in Idaho, there are about five other people who absolutely hate it. The real question is simple. Will you love it, or will you hate it?

I have lived in Idaho my entire life. I am 25 years in, and while I love this state, there are a handful of things that genuinely drive me up a wall.

If you are thinking about moving here, these are the kinds of realities you need to understand before making the jump so you do not end up regretting your…

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Payette, Idaho: 3BR Home with 30x60 Shop & RV Parking on 0.61 Acres

930 1/2 N 11 St., Payette, ID

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Rare opportunity to own a beautifully maintained property in Payette, Idaho, offering comfortable living, a massive shop, RV parking, and a park-like setting on 0.61 acres. This 1,246 sq. ft. home features 3 bedrooms, 1 bath, city water and sewer, plus a private irrigation well supplying a full automated sprinkler system. Inside, you'll find a spacious living room with French doors opening onto a large deck overlooking the shaded backyard. The kitchen offers abundant…

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Selling a Home in Idaho: Why the Buyer Can Walk and Your House Pays the Price

When Selling a Home in Idaho Goes Sideways

Last year I had a listing in Nampa. Nice home. We went on the market and within a few days had an offer. We accepted it and things looked good.

Then I got an email from the buyer's agent. Termination notice.

I called him. What was wrong with the home? Nothing, he said. The buyers just changed their mind. They decided they wanted to buy in Meridian instead.

I asked about the earnest money. His response: "They have the right to cancel during the inspection period."

Was he wrong? No. But he was not 100% correct either.

What "The Right to Cancel" Actually Means When Selling a Home in Idaho

The Idaho purchase contract does allow buyers to cancel during the inspection period. But the legal…

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